Business financing is moving into software - Alisa Bank already reaches 160,000 SMEs through software partners
ALISA BANK PLC PRESS RELEASE 29.5.2026 11.15 EEST
The role and distribution channels of business financing are rapidly evolving in Finland. Financing is no longer a separate banking process, instead it is increasingly embedded within financial management software. Through its software partner network, Alisa Bank currently reaches approximately 160 000 SMEs, making it the bank’s largest distribution channel for business financing.
The number of payments processed through Alisa Bank´s partner channels grew by more than 400 % in 2025, and over half of all invoice financing customers were acquired through partner channels. This growth is driven by businesses’ need for faster access to financing and reduced administrative work. Companies increasingly want to manage financing where they already conduct their daily operations, without having to move between separate banking platforms. This trend is also reshaping the role of traditional business banks, as financing and payment services become embedded infrastructure operating in the background.
Alisa Bank’s solutions are built on the company’s own technology platform, developed from the ground up to integrate seamlessly with financial management software. The platform combines real-time financial data, credit decision-making, and multiple financing and banking solutions into a single ecosystem. This enables faster decisions based on the company’s actual financial situation.
“In the future, business financing will no longer be a standalone service but a core part of a company’s infrastructure, much like accounting or payments. When financing is based on real-time financial data and is available where businesses already operate, decision-making fundamentally changes,” says Aki Gynther, Acting CEO of Alisa Bank.
As its latest channel, Alisa Bank has launched its services in Netvisor, where financing is integrated directly into the company’s normal invoicing process. In addition, an integrated business account with a fixed monthly fee will be introduced in June, combining payments, banking accounts and accounting into one seamless solution.
Integrated business accounts and automated accounting can significantly reduce administrative work and costs. A typical SME can save several hours and hundreds of euros each month as invoice processing and monitoring, payment reconciliation and accounting routines become automated.
In addition to Netvisor, Alisa Bank provides integrated invoice financing through several financial management software platforms, including Finago Procountor, Easor, Fennoa and Efina. With the solution, businesses can finance invoices with the click of a button and receive funds in their accounts on the same day as part of their normal invoicing process. All transactions are automatically recorded in the accounting system, reducing errors and manual work. The solution has also received positive feedback from accounting professionals, who increasingly recommend integrated financing solutions to their clients.
In addition to partnerships with financial management software providers, Alisa Bank also collaborates with financial sector companies such as Nordea.
Further information
Aki Gynther, Acting CEO, Alisa Bank Plc
tel. +358 50 388 3141
Alisa Bank in brief
Alisa Bank is a financial technology company that provides seamless banking services through digital channels. We serve SME customers, deposit customers seeking competitive interest returns on their deposits and partners. Together with our partners, we offer integrated banking services in the channels where customers carry out their daily business. Alisa Bank Plc’s shares are listed on the main list of Nasdaq Helsinki (ALISA), and it holds a license granted by the Financial Supervisory Authority. www.alisabank.com